Ridesharing services like Uber and Lyft have become a convenient way to get around, especially during the busy holiday season. However, with increased traffic, unpredictable weather, and celebratory gatherings, accidents involving these rideshare vehicles can occur. If you were injured in an Uber or Lyft accident over the holidays, knowing what steps to take is crucial for protecting your rights and seeking compensation.
Prioritize Your Health
The first and most important step after any accident is ensuring your health and safety.
- Seek Immediate Medical Attention: Even if your injuries seem minor, consult a medical professional to rule out any underlying issues.
- Document Your Injuries: Take photos of visible injuries and keep records of your medical visits, diagnoses, and treatments.
- Follow Your Doctor’s Advice: Adhere to the prescribed treatment plan to support your recovery and any potential legal claims.
Report the Accident
Properly documenting the incident can help establish a clear record of what happened.
- Call the Police: Request a police report, as this can serve as vital evidence in your case.
- Notify Uber or Lyft: Use the rideshare app to report the accident. Be factual and concise when describing the incident.
- Contact the Driver’s Insurance: Rideshare drivers are required to carry insurance, and Uber and Lyft also provide coverage under specific circumstances.
Gather Evidence
Collecting as much information as possible at the scene can strengthen your claim.
- Take Photos: Capture images of the vehicles involved, the accident scene, and any visible injuries.
- Get Contact Information: Exchange names, phone numbers, and insurance details with the rideshare driver and any other parties involved.
- Identify Witnesses: If there are bystanders who saw the accident, ask for their contact information and statements.
Understand Rideshare Insurance Policies
Uber and Lyft have specific insurance policies that may apply depending on the circumstances of the accident.
- When the Driver Is Logged In but Without a Passenger: Coverage may include liability for bodily injury and property damage up to certain limits.
- When the Driver Is En Route to Pick Up a Passenger or Has a Passenger: Higher coverage limits, including up to $1 million in liability coverage and uninsured/underinsured motorist coverage, typically apply.
- When the Driver Is Offline: The driver’s personal auto insurance policy will likely be the only coverage available.
Be Cautious with Insurance Adjusters
Insurance companies may contact you soon after the accident to settle the claim quickly. Be cautious when speaking with them.
- Avoid Giving Recorded Statements: Anything you say could be used to minimize your claim.
- Don’t Accept Early Settlement Offers: Initial offers may not fully cover your medical expenses, lost wages, and other damages.
- Consult a Lawyer: Before accepting any settlement, speak with an attorney who can help evaluate the fairness of the offer.
Know the Compensation You May Be Entitled To
If you’ve been injured in an Uber or Lyft accident, you may be eligible for various forms of compensation.
- Medical Expenses: This includes hospital bills, rehabilitation costs, and ongoing treatment.
- Lost Wages: If your injuries prevent you from working, you may recover compensation for lost income.
- Pain and Suffering: Non-economic damages for physical pain and emotional distress may also be included.
Contact Go Big Injury Lawyers for Support
Navigating the aftermath of an Uber or Lyft accident can be complex, but you don’t have to handle it alone. At Go Big Injury Lawyers, we are here to help you understand your rights and pursue the compensation you deserve. With offices across Georgia, we are available 24 hours a day to assist you. Call us anytime at 800-777-7777 to discuss your case.
Roy T. Willey, IV, Go Big Injury Law partner, has been practicing law over the Carolinas for 15 years. A trial lawyer based in Charleston, South Carolina, renowned for his dedication to representing individuals in personal injury and wrongful death cases, as well as national class and mass actions.
The holidays should be a time for joy and celebration, not stress and injury. By following these steps, you can take control of the situation and focus on your recovery. Remember, Go Big Injury Lawyers is just a phone call away.