Tropical Storms can cause significant damage to homes, leaving families distressed and unsure of what steps to take next. If your house has been damaged during Tropical Storm Debby, it’s crucial to act swiftly and wisely to ensure your safety and protect your financial interests. Here are five essential tips on what to do if your house is damaged during a tropical storm.

1. Ensure Safety and Secure Your Home

Your immediate priority should be the safety of your family. Once the storm has passed and it is safe to go outside, carefully inspect your home for any structural damage.

  • Evacuate If Necessary: If your home has suffered severe structural damage or if there are hazards such as downed power lines, evacuate and stay in a safe location.
  • Turn Off Utilities: To prevent potential hazards like gas leaks or electrical fires, turn off the main utilities if you can safely access them.
  • Secure the Property: If possible, board up broken windows, cover holes in the roof, and take other steps to prevent further damage or theft​​.

2. Document the Damage

Thorough documentation is essential for filing insurance claims and seeking compensation.

  • Take Photos and Videos: Capture clear and detailed photos and videos of all the damage, both inside and outside your home. This includes structural damage, water damage, and any damaged personal belongings.
  • Keep a Detailed Inventory: Make a list of all damaged items, including their approximate value and any receipts if available. This will be useful when filing your insurance claim​​.

3. Contact Your Insurance Company

Notify your insurance company about the damage as soon as possible.

  • File a Claim: Provide your insurer with detailed information about the damage, including the photos, videos, and inventory list you compiled.
  • Keep Records of Communication: Document all interactions with your insurance company, including phone calls and emails. Note down the names of representatives you speak with and the date and time of each conversation.

4. Mitigate Further Damage

Take reasonable steps to prevent further damage to your property while waiting for the insurance adjuster to arrive.

  • Temporary Repairs: Make temporary repairs to protect your home from further damage, such as covering broken windows or tarping a leaking roof. Keep all receipts for any materials or services used, as these costs may be reimbursed by your insurance.
  • Save Damaged Items: Do not discard damaged items until the insurance adjuster has seen them, unless they pose a health hazard. This ensures that all damages are accounted for in your claim​.

5. Seek Legal Assistance if Needed

If you encounter issues with your insurance claim or feel that the settlement offered is insufficient, consider seeking legal assistance. Go Big Injury Lawyers are here to help you navigate the complexities of insurance claims and ensure you receive the compensation you deserve.

  • Free Consultations: Our offices in Albany, Augusta, Athens, Atlanta, Columbus, and Macon are available 24/7 at 800-777-7777 for free consultations.
  • Advocacy: We can help you understand your rights, negotiate with your insurance company, and, if necessary, represent you in legal proceedings to ensure a fair resolution​.

Conclusion

Dealing with the aftermath of Tropical Storm Debby can be overwhelming, but knowing the right steps to take can help you manage the situation more effectively. By ensuring your safety, documenting the damage, contacting your insurance company, mitigating further damage, and seeking legal assistance if needed, you can protect your home and financial interests. Remember, Go Big Injury Lawyers are here to support you 24/7. Contact us at 800-777-7777 for a free consultation and let us help you through this challenging time.